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California: The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov. Nonprofit credit counseling services may be available in the area.
Massachusetts:: To contact our office toll free, please call (800) 530-5905 during our normal business hours, Monday through Friday from 8:00 a.m. to 4:30 p.m. Central Time. Our mailing address is P.O. BOX 848 ST JOSEPH MO 64502.

New Mexico: Notice of Consumer Rights-New Mexico Surprise Billing Protection Act If you are a “covered person” in New Mexico pursuant to New Mexico’s Surprise Billing Protection Act, N.M.S.A. 1978, § 59A-57A-1, et seq., you may have additional rights relative to your medical account. Please contact the New Mexico Office of Superintendent of Insurance at (855) 427-5674 or visit the website at https://www.osi.state.nm.us/

New York State: If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt: 1. Supplemental security income, (SSI) 2. Social security 3. Public assistance (welfare) 4. Spousal support, maintenance (alimony) or child support 5. Unemployment benefits 6. Disability benefits 7. Workers' compensation benefits 8. Public or private pensions 9. Veterans' benefits 10. Federal student loans, federal student grants, and federal work study funds and 11. Ninety percent of your wages or salary earned in the last sixty days. Debt collectors, in accordance with the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq., are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to: (i) the use or threat of violence (ii) the use of obscene or profane language and (iii) repeated phone calls made with the intent to annoy, abuse, or harass.

New York, NY: Receivable Solutions, LLC's telephone number is: 1-866-505-7419 NY State License #4963882 NY City License # 2041117-DCA Yonkers License # 9919 NEW YORK CITY CONSUMERS: Receivable Solutions, LLC offers the following language access services to NYC consumers: 1) the option to speak with a Receivable Solutions, LLC representative in Spanish. In addition, a translation and description of commonly-used debt collection terms is available in multiple languages on the NYC Department of Consumer and Worker Protection's (formerly the Department of Consumer Affairs) website, www.nyc.gov/dcwp.

North Carolina: North Carolina Department of Insurance Permit #119507909 Physical Address: 1441 Main St. Suite 1600 Columbia, SC 29201